In this paper, we present an approach to determine the transfer function for multiconductor power-line networks with distributed branches and load terminations for broadband power-line communication (BPLC) applications. The applicability of the proposed channel model is verified numerically in time domain using the finite-difference-time domain (FDTD) method for the solution of transmission lines. The channel model simulation results are in excellent agreement with the corresponding FDTD results. The model therefore could be useful in the analysis and design of BPLC systems involving multiconductor power-line topology.